31 May 2010

Soal Aamai 602 maret 2009

Kutipan soal aamai 602 maret 2009



1. Uraikan apa yang dimaksud dengan konsep kredibilitas.
2. Uraikan alasan seorang underwriter untuk memasukkan capital gains yang diperoleh dari hasil investasi dalam penetapan harga jual produk yang dipasarkan perusahaan tersebut.
3. Uraikan apa yang dimaksud dengan rating factor dan 2 (dua) syarat pokok yang harus dipenuhi suatu rating factor.
4. Dalam hal seorang underwriter mempergunakan metode retrospective rating, uraikan hal yang harus diperhitungkannya berkaitan dengan long-tailed risk.
5. Uraikan 3 (tiga) hal yang umum dilakukan oleh tim internal audit kantor pusat dalam melakukan pemeriksaan bidang underwriting kantor cabang.
6. Sehubungan dengan underwriting asuransi harta benda, sebutkan 4 (empat) informasi geografis yang dapat membantu seorang underwriter dalam melakukan identifikasi ancaman risiko.
7. Uraikan 2 (dua) aspek positif yang dapat diperoleh dari penggunaan sistem informasi dalam meningkatkan berbagai penetapan harga asuransi.
8. Data klaim yang dipergunakan dalam metode burning cost adalah klaim yang telah dilaporkan saja. Uraikan 2 (dua) alasan mengapa hal tersebut dianggap tidak memadai.

9. a. Jelaskan 6(enam) unsur penting dari proses underwriting.
b. Jelaskan 4 (empat) prosedur pengendalian yang dapat digunakan untuk mengawasi pendelegasian wewenang underwriting.
c. Jelaskan 3(tiga) penyebab yang mempengaruhi terjadinya perubahan dalam jaringan distribusi yang memaksa underwriter harus meneliti ulang kewenangan underwriting yang telah diberikan.

10. Tahap awal dari program marketing dimulai dengan penelitian pasar yang kemudian dilanjutkan dengan berbagai langkah berikutnya yang sering disebut sebagai 4 P. Jelaskan ke 4 (empat) langkah tersebut.
a. Jelaskan 3 (tiga) hal penting yang sangat menentukan keberhasilan suatu program marketing disamping 4 P tersebut.
b. Jelaskan 3 (tiga) segmentasi yang dipergunakan perusahaan asuransi umum berkaitan dengan asuransi personal lines

11. a. Jelaskan formula umum yang dipergunakan untuk mengukur tingkat profitabilitas sebuah portofolio asuransi dan hubungannya dengan kebijakan pricing perusahaan.
b. Jelaskan peran utama dari manajemen informasi dalam kaitan dengan keputusan underwriting dan pengukuran tingkat keberhasilan suatu portofolio asuransi.

12. Walaupun tidak terdapat regulasi yang mengatur tentang penggunaan naskah polis, perusahaan asuransi umum di Indonesia pada umumnya mempergunakan naskah polis standar yang diterbitkan atau diakui oleh Asosiasi Asuransi Umum Indonesia. Sehubungan dengan hal tersebut:
a. Jelaskan 3 (tiga) alasan pokok mengapa penggunaan polis standar tersebut lebih diminati perusahaan asuransi umum.
b. Sebutkan 8(delapan) ketentuan yang sekurang-kurangnya harus termuat dalam polis asuransi umum sebagaimana diatur dalam pasal 8 KMK No. 422/KMK.06/2003.

13. Salah satu komponen terpenting dalam harga asuransi adalah jumlah klaim atau kerugian yang dibayar, sehingga sangatlah penting dipahami berbagai metode cara mengetahui besarnya ancaman klaim atas suatu portofolio usaha. Sehubungan dengan hal tersebut, jelaskan :
a. Persyaratan utama yang harus dipenuhi suatu kelompok risiko agar hasil pengukuran kerugian lebih akurat.
b. Dalam kondisi bagaimana seorang underwriter dapat mempergunakan cara pengukuran klaim menggunakan metode:
i. direct measures
ii. indirect measures
iii. proxy measures

14. Kebutuhan untuk membuat perhitungan akumulasi dan tingkat retensi secara keilmuan berkaitan dengan risiko bencana alam adalah sangat penting. Sehubungan dengan hal tersebut jelaskan 5 (lima) langkah aktifitas yang umum dilakukan untuk memperhitungkan agregat akumulasi dan tingkat retensi tersebut.


  1. It's awesome to pay a visit this website and reading the views of all colleagues regarding this article, while I am also zealous of getting know-how.
    My page reseller hosting cpanel

  2. Hi! I know this is kinda off topic but I was wondering
    which blog platform are you using for this website?
    I'm getting fed up of Wordpress because I've had problems
    with hackers and I'm looking at alternatives for another platform. I would be awesome if you could point me in the direction of a good platform.
    Here is my blog post home equity loan comparison

  3. constantly i used to read smaller posts which also clear
    their motive, and that is also happening with this paragraph which I
    am reading here.
    Also visit my web-site ; privaten krankenversicherung vergleich

  4. I think that what you composed made a lot of sense. But, think on this, what if you added a little information?
    I mean, I don't want to tell you how to run your website, however suppose you added something that grabbed folk's attention?
    I mean "Soal Aamai 602 maret 2009" is a little boring.

    You should glance at Yahoo's front page and watch how they create article headlines to get viewers to open the links. You might add a video or a pic or two to get readers interested about what you've got
    to say. Just my opinion, it would bring your blog a little bit more interesting.
    Here is my web blog - affiliate code

  5. Hi! I could have sworn I've visited this blog before but after looking at a few of the articles I realized it's new
    to me. Anyhow, I'm certainly happy I found it and I'll be
    bookmarking it and checking back often!
    my web site > freiwillige krankenversicherung beitrag

  6. Hi, its fastidious paragraph regarding media print, we all be aware of media
    is a impressive source of information.
    Feel free to surf my website ... kosten einer privaten krankenversicherung

  7. I delight in, result in I found exactly what I used to be having
    a look for. You've ended my 4 day long hunt! God Bless you man. Have a nice day. Bye

    My web-site ... clickbank affiliates

  8. Thank you, I have just been searching for info about this topic for a
    while and yours is the best I've came upon so far. However, what concerning the bottom line? Are you certain concerning the source?

    My website :: seo Expert indore

  9. I always spent my half an hour to read this website's articles or reviews every day along with a mug of coffee.

    Also visit my web page; umschuldung mit negativer schufa

  10. I am sure this post has touched all the internet visitors, its really really fastidious
    article on building up new website.

    Here is my web page :: recycling business opportunities

  11. Howdy just wanted to give you a brief heads up and let you know a few of the images aren't loading properly. I'm
    not sure why but I think its a linking issue. I've tried it in two different internet browsers and both show the same results.

    Take a look at my website :: wechsel krankenkasse Privat

  12. Good site you have here.. It's hard to find high quality writing like yours nowadays. I really appreciate individuals like you! Take care!!

    Have a look at my blog :: free whm reseller hosting

  13. Simply wish to say your article is as astonishing. The clearness
    for your post is just great and that i could think you're a professional on this subject. Well along with your permission let me to grasp your feed to keep up to date with impending post. Thanks a million and please keep up the gratifying work.

    my weblog; make cash online
    Also see my page - affiliate money Online

  14. Just want to say your article is as astounding.
    The clarity in your post is just spectacular and i can assume you're an expert on this subject. Well with your permission let me to grab your RSS feed to keep updated with forthcoming post. Thanks a million and please carry on the enjoyable work.

    Here is my weblog: Private Kv Rechner
    My web site - g├╝nstigste krankenversicherung

  15. I take pleasure in, result in I discovered exactly what
    I used to be taking a look for. You've ended my four day long hunt! God Bless you man. Have a nice day. Bye

    My blog post; private krankenversicherung abschlie├čen

  16. I loved as much as you will receive carried out right here.
    The sketch is attractive, your authored subject matter stylish.

    nonetheless, you command get bought an shakiness over
    that you wish be delivering the following. unwell unquestionably
    come more formerly again as exactly the same nearly a lot
    often inside case you shield this hike.

    Here is my site :: stay at home parents

  17. I'm extremely impressed with your writing skills and also with the layout on your weblog. Is this a paid theme or did you modify it yourself? Anyway keep up the excellent quality writing, it's rare to
    see a great blog like this one today.

    Review my blog post :: seo articles

  18. It's the best time to make some plans for the future and it is time to be happy. I've read this
    post and if I could I want to suggest you few interesting things
    or tips. Perhaps you can write next articles referring to
    this article. I wish to read more things about it!

    Check out my site - affiliate networks

  19. I am sure this article has touched all the internet people, its really
    really good post on building up new web site.

    my web-site - how to refinance a house with bad credit

  20. Unquestionably believe that which you said.
    Your favorite justification seemed to be on the web the simplest thing to
    be aware of. I say to you, I definitely get irked while people consider worries that they plainly do not know about.
    You managed to hit the nail upon the top as well as defined out the whole thing without having side-effects ,
    people can take a signal. Will probably be back to get more.


    My homepage home make Money
    my website: make money at home online

  21. Hey! Quick question that's totally off topic. Do you know how to make your site mobile friendly? My blog looks weird when browsing from my apple iphone. I'm trying to find a theme or plugin that might
    be able to correct this issue. If you have any recommendations,
    please share. Thank you!

    my web site: cheap all inclusives

  22. My partner and I absolutely love your blog and find many of your post's to be just what I'm looking for.
    Do you offer guest writers to write content for yourself? I wouldn't mind composing a post or elaborating on some of the subjects you write regarding here. Again, awesome web log!

    my page ... clickbank affiliate program
    Also see my web page > adsense alternative

  23. For newest news you have to pay a visit world wide web and
    on internet I found this site as a finest web page for newest updates.

    Also visit my web site privaten krankenversicherung vergleich
    my webpage: pkv leistungen

  24. This is a topic which is near to my heart... Best wishes!
    Exactly where are your contact details though?

    Also visit my web-site - Http://budstastny.cz/groups/great-fashion-tips-that-will-work-to-suit-your-needs/

  25. I used to be recommended this web site by my cousin.
    I am now not positive whether or not this post is written via him as no one else realize
    such exact about my problem. You're wonderful! Thanks!

    Stop by my blog post :: best web hosting 2011

  26. We are a group of volunteers and opening a new scheme in our community.
    Your web site provided us with valuable information to work on.
    You've done an impressive job and our entire community will be grateful to you.

    Look into my homepage - search engine marketing company

  27. Attractive section of content. I just stumbled upon
    your site and in accession capital to assert that I acquire in fact
    enjoyed account your blog posts. Anyway I will be
    subscribing to your augment and even I achievement
    you access consistently rapidly.

    Also visit my blog linked web-site

  28. Incredible quest there. What occurred after? Take care!

    Here is my web page :: easy work from home

  29. Yesterday, while I was at work, my sister stole my iphone and
    tested to see if it can survive a 25 foot drop, just so
    she can be a youtube sensation. My iPad is
    now destroyed and she has 83 views. I know this is completely off topic
    but I had to share it with someone!

    my web-site :: User:QTNRoscoe - ISMP website

  30. I needed to thank you for this great read!

    ! I certainly loved every bit of it. I have got you saved as a favorite to check out new stuff
    you post…

    Feel free to surf to my web blog: source

  31. Thanks for your personal marvelous posting! I definitely enjoyed reading it,
    you're a great author.I will ensure that I bookmark your blog and may come back at some point. I want to encourage you to definitely continue your great writing, have a nice evening!

    my homepage; become seo expert

  32. I’m not that much of a internet reader to be honest but your blogs really nice, keep it up!
    I'll go ahead and bookmark your website to come back later. Many thanks

    Feel free to surf to my webpage ... entrepreneur ideas for teenagers

  33. I do not comment on quite a few blogs but soon after reading a handful of of the posts I thought I would just say Gives Thanks and Retain up the fantastic operate.

    My webpage ... billig fliegen


silakan isi komentar atau pertanyaan