31 May 2010

Soal Aamai 501 maret 2009

Kutipan soal aamai 501 maret 2009



1. Uraikan apa yang dimaksud dengan disclaimer clause.
2. Uraikan apa yang dimaksud dengan standard duty of care.
3. Uraikan luas jaminan product recall.
4. Uraikan pengertian Act of God.
5. Berkaitan dengan pencemaran nama baik (defamation), uraikan apa yang dimaksud dengan innuendo.
6. Uraikan apa yang dimaksud dengan contractual liability.
7. Berkaitan dengan perjanjian asuransi, uraikan apa yang dimaksud dengan contra proferentum rule.
8. Uraikan apa yang dimaksud dengan perbuatan melawan hukum bersama (joint tortfeasor).


9. Berkaitan dengan Limitation of actions, jelaskan apa yang dimaksud dengan :
a. Accrual of action.
b. Fraud and concealment.
c. Legal disability.

10. Berkaitan dengan polis product liability, uraikan :
a. 8 (delapan) faktor underwriting yang perlu dipertimbangkan dalam penutupan asuransi tersebut.
b. Perbedaan jaminan polis product liability dengan product guarantee.

11. Berkaitan dengan polis employers’ liability, uraikan:
a. Pengertian employee.
b. 4 (empat) hal yang dijadikan kriteria seseorang sebagai employer.
c. 5 (lima) penyebab timbulnya employers’ liability.
d. 5 (lima) kategori direct employee yang dapat dijamin polis employers’ liability.

12. Dalam kaitan dengan jurisdiction clause dalam employer’s liability insurance, jelaskan :
a. maksud klausula tersebut.
b. bilamana klausula tersebut diberlakukan.
c. alasan penanggung memberlakukan klausula tersebut.
d. perbedaan antara klausula tersebut dengan klausula territorial limit.

13. Berkaitan dengan asuransi tanggunggugat, jelaskan berikut contoh penerapan prinsip-prinsip asuransi :
a. Insurable interest.
b. Indemnity.
c. Subrogasi.

14. Jelaskan :
a. 2 (dua) perbedaan antara polis employers’ liability dengan workmen’s compensation.
b. 2 (dua) bentuk perluasan yang dapat diberikan oleh penanggung dalam polis employers’ liability.
c. 4 (empat) kriteria employee yang umumnya diterapkan dalam polis employers’ liability.


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